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A J.C. Hart Apartment Community in Fishers, IN

How To Rent An Apartment In Fishers

August 30, 2023
Exterior of multi-level apartment building with attached garage.

Preparing to secure your first apartment? Or maybe it’s been a few years since you leased one, and now you’re going through the process again. Here are a few tips on how to rent an apartment in Fishers, from determining how much you can spend to picking the right apartment and submitting the application.

What Is Your Budget?

Open apartment floor plan with connected kitchen and living room.

Your first step is to decide your budget. You wouldn’t want to become enamored with an apartment only to realize it’s totally beyond your range. Consider your income before you look at that incredible two-bedroom unit with a view. Here’s some guidance to help you do so.

  • Look at your net income - the amount you have after taxes - and subtract your current expenses (loan payments, credit cards, etc.).
  • Anticipate unpredicted expenses like car repairs and urgent healthcare. As a general rule, add 10 percent to your total expenses.
  • Estimate costs at your new apartment, such as groceries and utilities. If you need a place to start, designate $250 a month for each one.
  • How commonly do you enjoy a night out? Project your dining and entertainment expenses per month.
  • What is left? This total is what you may allocate for rent. This is the right time to decide if you’ll need a roommate.

Picking The Right Apartment In Fishers

Fitness center with aerobic and weight training equipment.

Investigating different properties and floor plans can be enjoyable but also time-intensive. Be sure you allow yourself plenty of time to explore - at least a couple months. Your initial step is to decide on which area you want to live in. How close do you wish to be to your job or school? Are you looking in the city center or in the suburbs? Is there shopping and entertainment close by? Choosing a specific location will save you quite a bit of time.

You probably already know how many bedrooms you’ll want, so you can concentrate on finding your preferred floor plan. Next, you need to decide what amenities are must-haves. Is a health club or pool essential? Do you need a community that allows pets? Making these decisions will simplify your search.

Completing The Application Process

Designated dog park at apartment community.

After you’ve picked out an apartment, you must conclude the application process. You’ll want to come prepared with photo identification, proof of income, and references. You’ll generally be charged an application fee to offset the cost of background and credit checks. If you intend to use a co-signer, ask about them at the beginning, as they may not be permitted.

Your application process will typically consist of the following:

  1. Pay an application fee
  2. Submit an application form
  3. Prepare for credit and background checks
  4. Sign the agreement

When filling out the application, you should anticipate showing the following information:

  • Phone number, name, email, and current address
  • Occupation and income
  • Past address(es)
  • Pets (if applicable)
  • Who to call in case of emergency
  • References - you may be asked to provide past landlords or work and personal references

Locate The Ideal Apartment At The Hamilton Luxury Apartment Homes

Leasing an apartment in Fishers is easy at The Hamilton Luxury Apartment Homes. We have a wide assortment of floor plans and amenities to fit your lifestyle. Arrange a tour to see what we have to offer or call 317-900-4375 to chat with one of our friendly leasing representatives about how to rent one of our apartments in Fishers.